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A Tree Just Fell on Your House. Here's Exactly What to Do.

4 min read
A Tree Just Fell on Your House. Here's Exactly What to Do.

A tree on your house is one of the scariest things a homeowner can face. Stay calm and follow the right order of steps to keep everyone safe and protect your property.

Step 1: Make sure everyone is safe. Evacuate the area under and around the damaged section. If the tree is touching power lines, stay far away and call the utility company. Do not go near the tree until it is stabilized.

Step 2: Call for help. If there is a fire risk, gas leak, or injury, call 911. Otherwise, call a licensed tree service for emergency removal and your insurance company to start a claim.

Step 3: Document everything. Take photos and video from a safe distance before anything is moved. Capture the tree, the damage to the house, and the surrounding area. This is evidence for your insurance claim.

Step 4: Prevent further damage. If the tree has created a hole in the roof and rain is coming, call a roofing contractor to tarp it. Do not climb on the roof yourself. The tree may shift.

Step 5: Let the tree service remove it safely. We will assess tension points, cut the tree in sections, and remove it without causing more damage. We also document our work for insurance if needed.

Step 6: Work with your adjuster. Provide the photos, the tree service estimate, and any contractor bids. Most homeowners policies cover tree removal and repairs after a storm, up to policy limits.

The bottom line: your safety comes first. Everything else — insurance, cleanup, repairs — follows once the tree is stable and the area is secure.

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